Members Direct Home Loans
Local Community First
Buy - Give - Support
Small Businesses
Purchase Loans
Welcome to our hassle-free home purchase loan services, where your homeownership dreams become a reality with low-cost, fast, and easy financing solutions. As your dedicated broker, we understand that securing the right loan is crucial to your property investment success, and we are committed to making the process seamless and efficient.
Refinance Loans
Our hassle-free home refinancing services prioritize cost savings and debt consolidation, and we understand that less-than-perfect credit should not be a barrier to achieving your financial goals. As your trusted refinancing partner, we are committed to making the process seamless and accessible, providing you with a range of benefits tailored to your unique needs.
# ABOUT US
Members Direct Home Loans
At Members Direct Home Loans, our roots run deep in the local small business community. For years, we have been more than just a mortgage provider – we have been partners, supporters, and advocates for local enterprises, acknowledging the pivotal role they play in the very fabric of our community. Our unwavering dedication to the service of these businesses underscores our commitment to fostering growth, building dreams, and enhancing the livelihood of everyone involved.
Personalized Solutions: Unlike big banks, we craft mortgage solutions tailored to your specific needs, ensuring a fit that's just right for your business.
Time and Cost Efficiency: Leveraging our industry knowledge and contacts, we streamline the process, cutting through the red tape and helping you secure a loan with fewer hassles and in less time.
Unbiased Expertise: Our primary focus is YOU. We provide honest, unbiased advice that prioritizes your business's interests, ensuring that your mortgage decision is a strategic one.
Primary Residence
The transformative journey of homeownership, where the acquisition of property goes beyond the tangible structure, is a powerful tool for wealth creation. Owning a home is a cornerstone of wealth creation. Real estate, historically proven to appreciate over time, serves as a robust and reliable investment. As property values rise, so does your net worth, providing a solid foundation for building and accumulating wealth.
Flexible guidelines to fit your unique needs
Zero Money Down
Jumbo Loans to $ 5 million
Real Estate Investors
Our investor home loans come with flexible debt service qualifications, recognizing the unique financial landscape of real estate investing. We understand the importance of assessing your ability to cover loan obligations, and our expert team works with you to tailor a solution that meets your specific requirements. Our goal is to empower you to make informed decisions that align with your investment strategy.
Knowledge of Market Dynamics
Efficient Decision-Making
Financial Flexibility
Testimonials
People Love Us
Working with Kelly at Members Direct Home Loans is hands down the best financial decision we’ve ever made. Not only did he help get us into our first home 10 years ago, he has since helped us buy and refinance several other homes. We refer him to all our family and friends. I think I’ll cry when he retires. BEST LENDER EVER. But honestly…you can’t go wrong working with Kelly. He’s incredibly honest, super funny, quick to respond and always over delivers. Most committed lender I’ve ever worked with and I’m a realtor who has had to work with many brokers throughout my career. Kelly is a 10/10.
Stephanie E
Kelly was amazing! Buying a home and understanding all of the financial details and documents can be very overwhelming and confusing. He was so patient with my questions and kept digging to find a fantastic rate other companies hadn’t even come close to. Highly recommend Members Direct! Thank you, Kelly!
Jill J.
Copyright 2024 All rights reserved
Members Direct Home Loans
5830 Granite Pkwy # 100-213 Plano, Texas 75024
855-444-9878
NMLS: 1143904
Equal Housing Opportunity
Members Direct Home Loans ™ 2024
National Mortgage Licensing System # 1143904
California Bureau of Real Estate # 01425681
Texas SML # 802219568
Texas Savings & Mortgage Lending Disclosure Figure: 7 TAC §80.200(b)
“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”
Equal Housing Lender
We do business in accordance with Federal Fair Lending Laws.
Under the Federal Fair Housing Act, it is illegal, on the basis of race, color, national origin, religion, sex, handicap, or familial status to:
Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or to deny any loan secured by a dwelling; or discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.
If you believe you have been discriminated against, you should send a complaint to:
Assistant Secretary for Fair Housing and Equal Opportunity, Department of Housing and Urban Development, Washington, DC 20410
For processing under the Federal Fair Housing Act
and to Office of the Comptroller of the Currency Customer Assistance Unit 1301 McKinney Street, Suite 3450 Houston, TX 77010-9050
Under the Equal Credit Opportunity Act, it is illegal to discriminate in any credit transaction.
On the basis of race, color, national origin, religion, sex, marital status, or age; because income is from public assistance; or because a right has been exercised under the Consumer Credit Protection Act.
If you believe you have been discriminated against, you should send a complaint to: Office of the Comptroller of the Currency Customer Assistance Unit, 1301 McKinney Street, Suite 3450 Houston, TX 77010-9050